Part five, the last part, is generically labelled "Getting the money you need" and contains two chapters, that is, chapters 26 and 27. Chapter 26 is based on applying for a loan. According to Balanko_Dickson here, small business loans can be used for a variety of purposes. He says for example, a loan can help you buy a business, start a new one and expand an existing one. The author educates that you will deal directly with the bank's loan officers. "Make no mistake however, major small business loans are reviewed by loan committees. Typically, loan officers are not part of a loan committee....Understanding your role and the role of the loan officer and the loan committee will help guide you through the approval process. It is a team game, and, as they say, there is no 'I' in 'team'," asserts Balanko_Dickson.
Another consideration. Should the business plan be a document that is focused on selling an idea for a product or service? For many years I worked in a company that did not want anything in a business plan that could be construed as showing a bias towards or against a project. The mantra was to only present facts in the business plan. The Operations Research Department was there to review the analysis as being unbiased. To handle the "what if" scenarios or sensitivity analysis we prepared a supplemental analysis documents which were mostly financial oriented. Personally, I like a factual approach and use the presentation of the final document to point out the conservative aspects of the content.